We focus on real trading activity and cash flow patterns rather than rigid asset security or long credit processes. Our goal is to make quality funding accessible when businesses need it most.
For most simple applications with all documents submitted, we aim to provide a credit decision within 24 hours.
Established Australian businesses with consistent monthly revenue — whether trading in construction, retail, logistics, healthcare, e-commerce, or other sectors — can be considered, even if banks have said no.
We provide unsecured working capital solutions, meaning no upfront property security is required. Eligibility depends on trading performance and business circumstances.